There’s still time to protect your smile — and your wallet — before the year ends

As the holidays approach, life gets hectic. From school events to travel plans, dental care can easily slip off the radar. But if you have dental insurance or a Flexible Spending Account (FSA), this is the moment to pay attention — because your 2025 benefits likely expire on December 31st.

At Christian Family Dentistry, we often meet patients in December who didn’t realize how much coverage they were leaving behind — or that they had one more cleaning, treatment, or FSA balance left unused. If that sounds like you or someone in your family, don’t worry — there’s still time.

Let’s walk through what you might be missing — and how to make the most of your benefits before they disappear.

What Typically Expires by December 31st?

Most dental insurance plans operate on a calendar year. That means any unused benefits reset on January 1st — and they don’t roll over. Here’s what to look for:

• Annual Maximums

Most dental plans cover between $1,000 and $2,000 per year. If you haven’t used it, it doesn’t carry forward — the unused amount is gone for good.

• Preventive Visits

Almost all policies include two cleanings per year at no additional cost to you. If you’ve only had one, or skipped both, this is your chance to catch up on a fully covered appointment.

• Treatments That Were Already Approved

Have you been putting off a filling, crown, or periodontal treatment that was recommended earlier in the year? If your deductible has already been met, you could save significantly by completing it now rather than waiting until your 2026 deductible resets.

• Flexible Spending Account (FSA) Funds

Many employer-sponsored FSA dollars expire at the end of the year. Dental services like cleanings, exams, fillings, and crowns are FSA-eligible — so don’t let those pre-tax dollars go unused.

Why It Pays to Act Now

We get it — it’s a busy season. But pushing dental treatment into next year could mean higher out-of-pocket costs and bigger problems that are more difficult to fix.

Booking now can help you:

• Use up any leftover insurance dollars before they vanish
• Avoid paying a new deductible for early 2026 dental work
• Finish up treatment plans that were halfway completed
• Prevent small issues from turning into serious dental problems
• Start the new year with a healthy, confident smile

Think of it this way: you’ve already been paying for your benefits all year — so why not use them?

Unsure What’s Left in Your Plan? We Can Help.

You’re not alone — insurance can be confusing, and most families aren’t sure what’s still available. That’s where we come in.

At Christian Family Dentistry, our front desk team is happy to help you:

• Check your remaining benefits or FSA balance
• Look at pending treatment recommendations
• Explain what’s covered before your plan resets
• Book a convenient appointment time before year-end

We’ll make the process easy and pressure-free — just the way dental care should be.

Let’s End the Year on a High Note

Still need a cleaning? Waiting on that crown or filling? Whether it’s for you, your child, or a loved one — there’s still time to get it done before December 31st.

Let’s make sure nothing goes to waste — not your benefits, not your coverage, and definitely not your peace of mind.

Call Christian Family Dentistry today to schedule your year-end visit and make the most of the benefits you’ve already earned. Your smile (and your budget) will thank you.

FAQs

1. What happens if I don’t use my dental benefits by the end of the year?
   Most plans reset on January 1st, and unused benefits are lost — they do not roll over.
2. Can I still book an appointment before the year ends?
   Yes! We always do our best to accommodate patients, especially around the holidays. The sooner you call, the better your chances of getting your preferred time.
3. Can I use my FSA or HSA at Christian Family Dentistry?
   Yes — most routine and restorative dental care is eligible under FSA/HSA plans.
4. What if I’m unsure about my coverage?
   No problem. Just give us a call — we’ll help you check your benefits and walk through your options.

Call Christian Family Dentistry to book your next visit. We’re here to help your whole family smile brighter, longer.